What Credit Score Do You Need To Finance A Harley

Ive heard as low as 5 and as high as well 119 Go to a credit union.

What credit score do you need to finance a harley. Credit scores below 670 may stand in your way when asking for a loan. 300-500 Deep subprime credit. With H-D Certified Pre-Owned bikes you can tear down the highway knowing your puchase is proudly backed by the H-D standard.

It might sound complicated but remember that most credit scoring models consider factors similarlyso good credit behavior that lifts your FICO 8 score is likely to do the same to your FICO Auto Score 8 all else being equal. No matter the model however a low credit score might result in a high APR a larger required down payment fewer lending choices and. Typically you can only do this if you are buying a new doublewide.

I only say this because I made the mistake of purchasing a Bike with a harley type credit card Variable APR and after one year realized that my rate was going to jump from 1199 to 2599 tried to re-finanace no chance because why would a bank give me a lower rate when they had me for more alreadywalked into another dealership i live in NY traded the nightster and bought a. The APR may vary based on the applicants past. Get a pre-owned bike thats as ready to ride as you are.

This is up from 700 and then 720 over the past 6-8 years or so. Harley-Davidson Used Bike Financing Introducing Harley-Davidson Certified Pre-Owned. Come visit us in Corinth Texas and let us help you get the Harley motorcycle youve been looking for.

Im sure youve heard the term credit score previously. Even with the tightening of credit over the past 24 months a score of 740 or higher should qualify you for the best rates and terms available. No Poor and Bad credit is common.

Submit a financing application through the mobile home manufacturer if you are buying from a manufacturer that offers financing. If your credit isnt great you should take steps to improve it but also know youre not the only one and there are lenders like Open Road Finance willing to work with you. 04 to finance 6K of an 18K bike and they quoted me 85.